ADDON Debit Card:
• PNB account holder can get two add-on cards
along with own Debit card for sharing the convenience
with their loved ones.
• The add-on card can be issued in the name of
spouse, dependent parents, and dependent children not
below 18 years.
• The primary cardholder will be responsible for
all the transactions made by Add On card holder/s.
• To avail of the above facility visit any of
our branches.
ELIGIBILITY
Who are eligible for
PNB Debit card
•All existing Account holder who are maintaining
minimum balance and who regularly operate their account
are eligible for the issuance of Debit Card.
• New customers, who open their accounts after
introduction, are also eligible for the issue of Debit
Cards at the time of opening the account itself.
• Debit Card facility shall be extended to the
individual customers only, having Savings Bank Account
and Current Account.
• Debit cards shall also be issued to individual
customers having overdraft facility, which is in the
nature of a personal loan. This shall mean and include
personal loans extended to individual customers in the
form of a regular overdraft limit such as clean overdraft
facility or overdraft facility against FD/NSCs/LICs
etc. where operations through cheques are permitted.
• Debit Card can be issued in Joint Accounts with
“Either or Survivor”/”Former or Survivor”
mandate. In “Either or Survivor” accounts,
cards can be issued to both the account holders whereas
in “Former or Survivor” accounts card can
be issued only to the Former. In joint Accounts where
account has to be jointly operated Debit Card shall
not be issued unless mandate for operation of account
is changed to “Either or Survivor” or “Former
or Survivor” basis.
HOW TO APPLY?
• Debit card can be obtained from any branch
of PNB (irrespective of your account maintaining branch)
by filling a Debit Card application form.
• In case of Non-Personalized card (without name)
the card would be issued instantly.
• In case of personalized card (with name) the
card would be issued in 7-8 working days.
Issuance of Debit Card
from Call centre: -
o Customers of our Bank may also get Debit Card simply
by contacting our 24x 7 Call Center over phone at the
following numbers-
• PNB ATM / Debit Card is purely an on-line product.
It is an International Debit Card in association of
MasterCard Worldwide.
• This card is an Shopping Cards used at POS
with MasterCard Logo.
• The Debit Cards can be used to withdraw cash
from more than 1.25 millions ATMs globally & the
card holders can make payments at more than 25 millions
merchant locations worldwide for shopping.
A few aspects of Bank’s Debit Card are highlighted
as under:
Bank has revised charges applicable to Debit Card w.e.f
01.02.2008, as under:
| Sr.No. |
Particulars of Charges |
Charges |
1 |
ATM/Debit Card Issue Charges |
Waived |
2 |
ATM/Debit Card Annual Fee (After First Year) |
Rs. 100/- |
3 |
Charges for issue Add on Card |
Rs. 50/- |
4 |
Charges for issue of Duplicate Pin However,
if the Card has not been used
even once due to error in Printing of PIN, issue
of Duplicate pin shall be free)
|
Rs. 25/- |
5 |
Charges for Issue of Duplicate ATM/Debit
Card/Replacement of ATM/Debit Card
|
Rs. 100/- |
6 |
Issue of ATM/Debit Card with photograph of the
Cardholder |
Rs. 25/- |
All the transactions to be made at PNB ATMs
by PNB card holders will be free.
Cash Withdrawal Charges for withdrawing Cash
from all ATMs of other Bank’s -: The following
charges shall be applicable:
| S. No. |
Sharing Arrangement |
Transaction Charges w.e.f. 15.10.2009 |
| 1 |
MITR NETWORK |
17.00 |
| 2 |
ALL OTHER NETWORKS |
20.00 |
1. No Transaction Charges will be recovered for first
five Cash Withdrawals in a month from Savings A/cs.
2. No free Cash Withdrawal will be allowed in A/Cs other
than Saving Fund A/Cs.
3. Maximum Rs.10,000/- permitted for Cash Withdrawal
per transaction from other Banks’ ATMs.
Balance enquiry under all Domestic Networks
will be free.
All POS transactions (shopping transactions)
are also free.
The charges for International transactions and ATMs
are as follows:
• Cash Withdrawal - Rs. 150/- per transaction
• Balance Enquiry - Rs. 15/- per transaction
PNB-EBL (Everest Bank
Ltd) ATM Sharing Arrangement:
PNB will charge Indian Rupees 50.00 only for cash withdrawal
and Rs. 15.00 for Balance Enquiry from our customers
for making ATM transactions in EBL's ATM network in
Nepal.
ATM
Sharing Arrangements
Bank has sharing arrangement with various Banks under
different networks.
MITR ATM Sharing Network:
The list of members under this arrangement:
1. Oriental Bank of Commerce
2. Indian Bank
3. Bank of Maharashtra
4. IndusInd Bank
5. UCO Bank
6. Punjab National Bank
National Financial Switch
(NFS) ATM Sharing Arrangement:
The list of member banks under this arrangement:
1. Allahabad Bank
2. Andhra Bank
3. Axis Bank
4. Bank of Baroda
5. Bank of India
6. Bank of Maharashtra
7. Canara Bank
8. Central Bank of India
9. City Union Bank
10. Corporation Bank
11. Dena Bank
12. Development Credit Bank
13. HDFC Bank
14. ICICI Bank
15. IDBI Bank
16. Indian Bank
17. Indian Overseas Bank
18. IndusInd Bank
19. Laxmi Vilas Bank
20. Oriental bank of Commerce
21. Punjab National Bank
22. Standard Chartered Bank
23. State Bank of India
24. Syndicate Bank
25. Tamilnad Mercantile bank Ltd.
26. The Catholic Syrian Bank Ltd.
27. The Cosmos Cooperative Bank Ltd.
28. The Dhanlaxmi Bank Ltd.
29. The Jammu and Kashmir Bank Ltd.
30. The Karnataka Bank Ltd.
31. The Karur Vysya Bank Ltd.
32. The South Indian bank Ltd.
33. UCO Bank
34. Union Bank of India
35. United bank of India.
36. Vijaya Bank
37. Yes Bank Ltd.
PNB has bilateral ATM Sharing
Arrangement with SBI (including SBI Associate Banks)
PNB is also a member of MasterCard
ATM Sharing Arrangement covering all Banks at whose
ATMs Maestro / Cirrus logo appears.
