Overview
Welcome to the Punjab National Bank (PNB) Loyalty Rewards Program!
As a valued customer of Punjab National Bank, we are excited to offer you an opportunity to earn rewards for your everyday banking activities.
Our rewards program is designed to enhance your banking experience by rewarding your loyalty with points that can be redeemed for a variety of benefits.
Key features
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Value of 1 Pt = 0.25 rupees OR 4 reward points = Rs 1/-.
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Points will be credited in T + 1 days
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No need to enrol separately, all PNB One Users are eligible
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View your reward points in “My Rewards” section of PNB One dashboard
OR
Login to www.pnbrewardz.com and login using your mobile number.
How to earn reward points?
At present, PNB Loyalty Rewards Program is live for PNB One App and PNB Credit Cards.
PNB One App reward structure w.e.f. 01.04.2025 is detailed below:
|
Action
|
Condition
|
Points
|
Frequency
|
|
Fresh Login to PNB One
|
Login within 15 days of account opening
|
100
|
Once in a lifetime
|
|
Login after 15 days of account opening
|
50
|
|
Transactions
|
Transaction within 15 days of Opening of Account of Rs.100 and above
|
100
|
|
Transaction after 15 days of Opening of Account of Rs.100 and above
|
50
|
|
2 IMPS/NEFT/RTGS transaction of Rs. 5000 and above in a month
|
20
|
Once in a month
|
|
UPI through PNB One/BHIM PNB App
|
First UPI Transaction >= Rs. 100 (on both PNB One and BHIM PNB)
|
100
|
Once in a lifetime
|
|
Each UPI transaction done through PNB One App >= Rs. 50 (on both PNB One and BHIM PNB)
|
4
(up to 100 points in a week)
|
Weekly
|
|
Milestone rewards on 50 or more UPI transactions through PNB One/ BHIM PNB in a month
|
50
|
Once in a month
|
|
FD/RD through PNB One
|
Open FD >= Rs.10000 and min 1 year
|
100
|
Once in a month
|
|
Open RD of >= Rs.1000 in a month
|
40
|
|
Other points
|
Cardless Cash Withdrawal of >= Rs.1000
|
40
|
Once in a month
|
|
Bill Payment of Rs.200 and above
|
20
(Up to 100 points in a month)
|
|
Bill Payment of PNB Credit Card - 1% of bill amount
|
1% of bill amount
(Up to 200 points in a month)
|
|
Spend on PNB Shoppe for Rs. 2500 and above in a month
|
100
|
For PNB Credit Card Reward Structure, please visit: https://pnbcard.in/rewards.html
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Earn points for using PNB One for your day to day banking needs.
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Redeem these points for exiting discounts, gifts vouchers etc. on https://www.pnbrewardz.com
Earn. Redeem. Enjoy!