BHIM/BharatQR Code (Scan & Pay):
Bharat / BHIM QR(Scan & Pay) is a digital payment acceptance channel displayed at the merchant establishment to facilitate receipt of payments by scanning the QR Code from any DebitCard/CreditCard& UPI linked mobile app.
Bharat / BHIM QR Code works in similar fashion of existing PoS and Card system. However unlike PoS only printed Bharat / BHIM QR Code sticker will be placed at merchant’s location.
Features of BHIM/Bharat QR Code:
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Inter-operable- You can use any of the apps that support Bharat/ BHIM QR and pay using Cards (via Visa, MasterCard, or Rupay) or BHIM-UPI
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Aims at standardizing the QR code payment method throughout the country.
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Hassle Free- Customers need not to carry physical Cards.
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Secure- UPI is the most convenient and secure payment channel. Your Card details are not exposed to any third party.
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No additional charges– There are no additional charges applied to customer for making payments via Bharat / BHIM QR.
Requirement as a Merchant:
The merchant needs to have the following to start using Bharat/BHIM QR:
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Smart phone (Presently Android).
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Data connection (2G, 3G or 4G).
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For Bharat QR Code- Merchant app “PNB Bharat QR Merchant”
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For BHIM QR Code- Merchant app “BHIM”
Requirement as a Customer:
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Mobile app linked with Debit/CreditCard& UPI
For more details, please contact your nearest PNB branch.