Extant penalty for delayed repayments of loans is 2% above the normal rate of interest
Charges for outward RTGS/NEFT/IMPS transaction charges in SF/CA/OD/CC accounts
|
Particular
|
Slab
|
Charges #
|
|
Branch
|
Online
|
|
CC/OD
|
Saving Account
|
Current Account (w.e.f 12.10.2023)
|
|
RTGS
|
Rs. 2 Lakh to Rs. 5 Lakh
|
Rs. 24.50
|
Rs. 24.00
|
Rs. 24.00
|
NIL
|
|
Above Rs. 5 Lakh
|
Rs. 49.50
|
Rs. 49.00
|
Rs. 49.00
|
|
NEFT
|
Up to Rs. 10000
|
Rs. 2.25
|
Rs. 1.75
|
NIL
|
|
Above Rs. 10000 to Rs. 1 Lakh
|
Rs. 4.75
|
Rs. 4.25
|
|
Above Rs. 1 lakh to Rs. 2 lac
|
Rs. 14.75
|
Rs. 14.25
|
|
Above Rs. 2 Lakh
|
Rs. 24.75
|
Rs. 24.25
|
|
IMPS
|
Up to Rs. 1000
|
NIL
|
NIL
|
NIL
|
|
Above Rs. 1001 to Rs. 1 lakh
|
Rs. 6.00
|
Rs. 5.00
|
Rs. 5.00
|
|
Above Rs. 1 lakh
|
Rs. 12.00
|
Rs. 10.00
|
Rs. 10.00
|
# above charges are exclusive of applicable GST
Service Charges pertaining to Inward NACH eMandate(Online Mandate)
“W.E.F. 05-03-2024, The Charges For Inward NACH eMandate(Online Mandate) verification as given Below:
|
Particulars
|
Activity
|
Charges
|
|
National Automated Clearing House(NACH) Mandate
|
Inward NACH eMandate(Online Mandate) verification
|
Rs. 100/- per mandate on acceptance
|
|
National Automated Clearing House(NACH) Mandate
|
Inward NACH eMandate verification (Physical)
|
Rs. 125/- per mandate on acceptance
|
# above charges are exclusive of applicable GST