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Benefits

Purpose

To meet out credit needs of the MSEs through Digital platform.

Eligibility

Individual Customer or Sole proprietor having an active KYC complied Current Account with us since past 12 months.

Age: 18 to 65 years

No business loan from banking / Financial Institution should exist (other than loan against Bank Deposit).

Lead Generation Generated By System Automatically On The Basis Of BRE (Business Rule Engine) / Analytics

Loan assessment will be based on the trade related credits arrived in current accounts through Credit Summation in last 12 months & the PABL score.

Nature Of Loan

Overdraft General

Extent Of Loan

Minimum - Rs.1,00,001/- ; Maximum Rs.10,00,000/-

Credit Information Report Auto

Generated And Analyzed By System

Rate of Interest

Interest rate linked to RLLR (Linked to Repo Rate and currently RLLR is 9.25%.

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