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Wednesday, November 13, 2024
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UIN: CHOHLIP20153V011920) Cholamandalam MS General Insurance Co. Ltd.
Chola MS presents some curated Health Insurance Plans for you and your family
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Health Insurance
Health insurance is an agreement whereby insurance company agrees to compensate (cashless or reimbursement) for the medical expenses in case the insured falls ill or meets with an accident. These expenses could be related to hospitalisation costs, cost of medicines or doctor consultation fees.
Importance of Health Insurance
Buying a health insurance policy for yourself and your family is important because medical care is expensive, especially in the private sector. Hospitalisation can burn a hole in your pocket and derail your finances, especially if the bread earner himself is hospitalised. All this can be avoided by just paying a small annual premium which would lessen your stress in case of medical emergencies. A good health insurance policy would usually cover expenses made towards doctor consultation fees, costs towards medical tests, ambulance charges, hospitalization costs and even post-hospitalization recovery costs to a certain extent.