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PARAMETERS
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DETAILS
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Target Customers
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1. Chartered Accountants
2. Company Secretaries
3. Doctors/Other Medical professionals
4. Architects
5. Lawyers
6. Cost Accountants
7. Valuers
8. Interior Designers
9. Fashion Designers
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Eligibility
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1. Must have a Certificate of Practice or Certificate/Registration of Membership or degree from recognized University approved by UGC or AICTE or Professional Bodies, viz:
1.1 Chartered Accountants – The Institute of Chartered Accountants of India (ICAI)
1.2 Company Secretaries – Institute of Company Secretaries of India (ISAI)
1.3 Doctors – National Medical Commission/State Medical Council
1.4 Architects – Council of Architecture
1.5 Lawyers – State Bar Council / Local Bar Association
1.6 Cost Accountants – Institute of Cost Accountants of India
1.7 Valuers/Interior Designers/ Fashion Designers – Diploma, degree or equivalent from recognized University.
2. Account under the captioned scheme can be opened by Individuals, Proprietorship Firm, Partnership Firm, LLP, Company.
3. The activity of the firm should be in accordance to the professional qualification of the person leading the firm.
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Monthly Average Balance (MAB)
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ZERO
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Sweep Facility
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1. Threshold Limit – Rs. 100000/-
2. In Multiples of Rs. 25000/-
3. Tenor – 7 days to 1 year
4. Sweep Out will be 4 times in month (1st to 31st) as per mandate of Customer
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Cash Deposit
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Free cash deposit at any branch upto Rs. 1.00 lakh per day;
Thereafter, standard charges are applicable.
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Cash Withdrawal
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Free cash withdrawal upto Rs. 1.00 lakh per day;
Thereafter, standard charges are applicable.
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Cheque Book
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Free First 50 cheque leaves; thereafter
1. 50 cheque leaves free per calendar quarter, for every Rs. 25000/- of average monthly balance maintained in the preceding calendar quarter
2. 100 cheque leaves per calendar quarter for every Rs. 50000/- of average monthly balance maintained in the preceding calendar quarter
Beyond free cheque leaves, standard charges will be applicable.
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Digital Transaction
(RTGS/ NEFT/ IMPS – through IBS/ MBS)
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Free
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RTGS/NEFT/IMPS
(Branch)
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1. Free 10 nos. on a monthly basis, in case MAB of Rs. 25000/- is maintained,
2. Free 25 nos. monthly in case MAB of Rs. 50000/- is maintained
3. Free 50 nos. monthly in case MAB of Rs. 100000/- is maintained
4. Free Unlimited; in case MAB of Rs. 200000/- is maintained
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Demand Draft (DD)
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Free 10 DDs in a month; in case MAB of minimum Rs. 1.00 lakh is maintained.
The cumulative amount up to which free issuance of monthly 10 DDs is allowed, will be the MAB maintained in the preceding month.
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POS/QR
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Quick Response (QR Code)
Installation – Free; Rental – Free; Sound Box (E-Swar) – Rental Free in case, MAB of Rs. 25000/- is maintained.
Point of Sale (POS)
Installation – Free
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Debit Card
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RuPay Platinum Debit Card
Issuance – Free
AMC will be waived if on an average MAB of Rs. 25000/- has been maintained throughout the year.
RuPay Select Debit Card
Issuance – Free
AMC will be waived if on an average MAB of Rs. 50000/- has been maintained throughout the year.
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Retail Loans
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Full Waiver in upfront fees in Housing Loan & Vehicle Loan on maintenance of average MAB of Rs. 25000/- in the preceding calendar quarter.
The customer must have approached the bank or vice versa, for the above-mentioned loan to avail the offer. (i.e., lead should not be sourced through any RLC/MA/PNBCSL/or other such partners).
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Locker
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50% discount in annual rent of 01 no. of Small Locker for the immediately succeeding year after issuance; in case an average MAB of Rs. 25000/- is maintained throughout the preceding year.
(Issuance of the locker is subject to the availability)
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SMS Alerts
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Free
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Credit Card (Individual Basis)
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Free Issuance with attractive offers by merchants; as per the eligibility of the customer
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Folio Charges
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Waived
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