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PARAMETERS
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FEATURES
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Eligibility
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Pensioner/Prospective pensioner including all the employees retired from our bank who has given mandate for credit of his pension in the account. Account will be opened preferably jointly with spouse.
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Minimum Quarterly Average Balance (Subject to change in QAB for General saving Fund Account)
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ZERO
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Initial Deposit
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ZERO
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Charges for not maintaining QAB
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No charges
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Joint Account
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Only with Spouse
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Nomination
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Allowed
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Free Cheque leaves
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50 cheque leaves per year
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NEFT charges
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Free
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Issue of Demand Drafts
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Free one draft per month- up to Rs.25,000/-
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Collection of pension cheque
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Free
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Issuance of RuPay debit card
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As applicable
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SMS alert charges
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Free
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Overdraft facility*
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Rs. 1,00,000/- or the 4 times the monthly pension (Net of arrear, if any for this purpose, the incumbent to check the pension credit for the last two months) whichever is lower.
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