PNB Pragati Current Account Scheme

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Parameters

Prime

Prime Plus

Target Customers

New & Existing Business

New & Existing Business

Eligibility

All entities eligible to open CA

All entities eligible to open CA

Monthly Average Balance (MAB)

Rs.25000/-

Rs.50000/-

Charges for Non - Maintenance of MAB

Rs.750 + GST

Rs.1000 + GST

Digital Transaction

(IBS/MBS)

Free

Free

SMS Alerts

Applicable Charges

Applicable Charges

Cash Handling Charges

Free cash deposit upto Rs.15 lakhs per month or 20 times of MAB maintained; whichever is higher; subject to a maximum capping of Rs.1.00 crs per month

Free cash deposit upto Rs.20 lakhs per month or 20 times of MAB maintained; whichever is higher; subject to a maximum capping of Rs.1.25 crs per month

Free cash withdrawal upto Rs.15 lakhs per month or 20 times of MAB maintained; whichever is higher; subject to a maximum capping of Rs.1.00 crs per month

Free cash withdrawal upto Rs.20 lakhs per month or 20 times of MAB maintained; whichever is higher; subject to a maximum capping of Rs.1.25 crs per month

Cheque Leaves

Free - 50 CL in a Quarter

Free - 150 CL in a Quarter

DD

DD - 05 DDs in a Quarter

DD - 10 DDs in a Quarter

NEFT/ RTGS/ IMPS Transaction through Branch

Free 05 in a month

Free 10 in a month


Parameters

Prime

Prime Plus

Point of Sale/Quick Response

POS Services -

Installation - Free

Monthly Rental - 10% Waiver

QR -
Installation - Free
Rental - Free

Sound box
Installation - Free
Rental - 20% Waiver

POS Services -
Installation - Free
Monthly Rental - 15% Waiver

QR -
Installation - Free
Rental - Free

Sound box
Installation - Free
Rental - 20% Waiver

Locker

In case rent is paid for 5 years in advance, it is to be paid:

Rs.5313/- + GST; instead of ?6250/- + GST (Rural & SU)

Rs.8500/- + GST; instead of ?10000/- + GST (Urban & Metro).

In case rent is paid for 5 years in advance, it is to be paid:

Rs.4688/- + GST; instead of ?6250/- + GST (Rural & SU)

Rs.7500/- + GST; instead of ?10000/- + GST (Urban & Metro).

Debit Card

RuPay Platinum Business Debit Card

Issuance - Free;

Master Business Debit Card/ RuPay Platinum Business Debit Card


Issuance - Free;

Physical Statement

Fortnightly Free

Fortnightly Free

Cheque Returning Charges

Waived for 02 outward cheques in a month

Waived for 05 outward cheques in a month

Outstation Clearing charges

Charges waived for 02 cheques in a quarter

Charges waived for 05 cheques in a quarter

Credit Card

Free Issuance with attractive offers by merchants; as per the eligibility of the customer

Free Issuance with attractive offers by merchants; as per the eligibility of the customer

Waiver in Retail Loans

100%waiver in processing charges/upfront fee in HL/VL in the name of Proprietor, Partner, Director .

100%waiver in processing charges/upfront fee in HL/VL in the name of Proprietor, Partner, Director .

Demat Services

Waiver of 10% of annual custody charges to partners, directors, proprietors

Waiver of 10% of annual custody charges to partners, directors, proprietors

Charges Related To:

a. LF/Incidental

b. SI Registration

c. Sign.Attestation

d. Photo Attestation

e. Balance Certificate

Waived

Waived

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