Avail the dual benefit of Current Account & Saving Fund Account under one scheme.
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Sr. No
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Parameters
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Features
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Current Account (CA)
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Saving Fund (SF)
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1.
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Eligibility
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Individual/ Proprietorship
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An Individual above 18 years of age
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2.
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QAB/ Minimum Balance
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Rs. 50,000/-
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Rs. 25,000/-
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3.
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Charges for non-maintenance of QAB
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Charges will be applicable for non-maintenance of QAB as mentioned for general current account scheme. For non-maintenance of desired QAB of the captioned scheme, freebies will be withdrawn.
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If QAB is maintained in CA; no QAB charges in SF will be levied even if prescribed balance is not maintained.
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Additional Facilities/ Freebies
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In case QAB is maintained in CA
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In case QAB is maintained in SF
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4.
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Cheque book
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Unlimited
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Free 50 cheque leaves per annum.
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5.
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Cash Deposit
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Unlimited ; Free upto 06 times of the QAB per day
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Unlimited; Free upto 06 times of the QAB per month
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6.
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Cash Withdrawal
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Unlimited; Free upto 02 times of the QAB maintained per day
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Unlimited; Free upto 02 times of the QAB maintained per month
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7.
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RTGS
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Free
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Free upto 05 no. of RTGS in a month
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8.
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NEFT
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Free upto 20 no. of NEFT in a month
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Free upto 10 no. of NEFT in a month
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In case QAB is maintained in CA only
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9.
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Locker
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50% discount in Annual rent only in one locker, subject to availability.
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10.
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Ledger Folio Charges
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Nil
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11.
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Stop Payment Instruction charges
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Free
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12.
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Account Statements Charges
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Free
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13.
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Discount in HL & VL
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50% discount in documentation charges*
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14.
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Annual Custody Charges for Demat Services/ NSDL (except CDSL)
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Waived
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15.
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Debit Card**
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RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 1,25,000 at POS/ ecommerce(combined)
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PAI (Accidental Death & Total Disability) Cover: Rs. 2.00 lakh
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Domestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more.
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*In case, any other relaxation is being offered by the bank, higher amongst the two relaxations will prevail.
**The services provided on Debit Card are provided by NPCI and are subject to change without prior notice.
Note: All other service charges other than the relaxations given in the proposed scheme will be levied as per Bank`s schedule of service charges as applicable from time to time.