Eligibility
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I. Prospective borrower - As per our existing housing loan scheme.
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II. Existing borrower - Where complete disbursement has been made.
The existing Housing Loan borrower desirous of availing loan under the variant be allowed the benefit provided their Housing Loan account is running regular, no outstanding inspection irregularity, complete disbursement has been made & repayment has started in the account.
Note: Borrowers which are falling under Commercial Real Estate (CRE) will not be eligible under the said scheme.