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S.No. |
FEATURES |
SAVING ACCOUNT-GENERAL |
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1. |
Who can open account |
Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI. |
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2. |
Minimum quarterly average balance (QAB) & charges for not maintaining QAB |
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Area of Branch |
Minimum Qly. Average Balance |
Initial Deposit |
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Rural |
Rs.500/- |
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Semi- Urban |
Rs.1000/- |
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Urban |
Rs.2000/- |
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Metropolitan |
Rs.2000/- |
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3. |
Documents required for opening the account |
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Account Opening Form (AOF)
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Identity & Address proof as per KYC norms
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Photo
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Related documents in case of Associations, HUF, Clubs, Trust, Society etc.
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Other related documents as per RBI Guidelines
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4. |
Nomination Facility |
Available to eligible persons as per rules |
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5. |
Transactions |
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Debit entries in a half year should not exceed 40.
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IBS, ATM, SI debits and debits of charges are not included under limit of 40 per half year.
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If debit transactions exceed 40, charges will be applicable
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3rd party cash payments up to a maximum of Rs.50,000/- per day.
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Transfer Transactions up to a maximum of Rs.1,00,000/- per day. Third party cannot withdraw any amount through withdrawal slip. There is no limit of Maximum amount through withdrwal slip at the base branch.
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In case the account holder visits the branch himself, Withdrawal Slip must accompany the Passbook.
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Inter-sol cash Payments to account holder himself is restricted up to the limit of Rs. 5,00,000/-
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6. |
Additional facilities |
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Interest Rates
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25 free personalized multicity cheque leaf per year.
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Free transfer of fund within PNB accounts
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Free internet banking
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Transferability of accounts to any P.N.B Branch without changing the account number
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Deposits are insured by DICGC upto Rs 5.00 lakhs per customer.
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ATM Cum Debit card(individuals account)
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Fast remittance of funds through NEFT/RTGS
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Acceptance of standing instructions
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Safe Deposit Lockers available online also.
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Online opening of account facilitated
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