Cards

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

Salaried Individual (Regular & contractual employees of Government Department, Public Sector Undertaking, MNCs, Educational Institutions, Corporate, any industrial establishments, etc.) drawing a Monthly Gross Salary Above Rs.10,000/- to Rs.25,000/-.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per calendar quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders two (2) times per calendar year per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 500/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs. 500/- (Excluding GST)

Replacement Charges

Rs. 500/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

Salaried Individual (Regular & contractual employees of Government Department, Public Sector Undertaking, MNCs, Educational Institutions, Corporate, any industrial establishments, etc.) drawing a Monthly Gross Salary Above Rs.25,000/- to Rs.75,000/-.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per Half Year per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders one (1) times per Half Year per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 500/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs. 650/- (Excluding GST)

Replacement Charges

Rs. 500/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

Salaried Individual (Regular & contractual employees of Government Department, Public Sector Undertaking, MNCs, Educational Institutions, Corporate, any industrial establishments, etc.) drawing a Monthly Gross Salary Above Rs.75,000/- to Rs.1,50,000/-

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per Quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders one (1) times per Quarter per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 600/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs. 800/- (Excluding GST)

Replacement Charges

Rs. 600/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

Salaried Individual (Regular & contractual employees of Government Department, Public Sector Undertaking, MNCs, Educational Institutions, Corporate, any industrial establishments, etc.) drawing a Monthly Gross Salary Above Rs.1,50,000/-

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per Quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders one (1) times per Quarter per card in any of the participating International Airport lounges

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 600/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs. 900/- (Excluding GST)

Replacement Charges

Rs. 600/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

All Individuals above 18 years of age maintaining Monthly Average Balance of Rs. 25,000/-

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per Half Year per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders one (1) times per Half Year per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 500/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs. 650/- (Excluding GST)

Replacement Charges

Rs. 500/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

All Individuals above 18 years of age maintaining Monthly Average Balance of Rs.50,000/- or above.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per Quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders one (1) times per Quarter per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 600/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.800/- (Excluding GST)

Replacement Charges

Rs. 600/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

All Individuals above 18 years of age maintaining Monthly Average Balance of Rs. 1,00,000/-

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per Quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders one (1) times per Quarter per card in any of the participating International Airport lounges

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 600/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.900/- (Excluding GST)

Replacement Charges

Rs. 600/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

MASTERCARD WORLD INTERNATIONAL DEBIT CARD

Eligibility

All Individuals above 18 years of age maintaining Monthly Average Balance of Rs.5,00,000/- or above.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Applicable.

Lounge facility*

Complimentary Airport lounge access. Twice (2) (1 Cardholder + 1 Guest) per calendar quarter per card on domestic lounges. For updated lounge list, refer to MasterCard official website.

Issuance Charges

Rs. 2,500/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.3,000/- (Excluding GST)

Replacement Charges

Rs. 2,500/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - - All these facilities on Debit Cards are sponsored by MasterCard, Terms & Condition are subject to change as per guidelines issued by MasterCard.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services with rank below Officer – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per calendar quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders two (2) times per calendar year per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 500/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs. 500/- (Excluding GST)

Replacement Charges

Rs. 500/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services officers below the rank of Brigadier – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per calendar quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders two (2) times per calendar year per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 600/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.800/- (Excluding GST)

Replacement Charges

Rs. 600/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

For all the (Also include Police Rakshak and Rakshak Pensioner) serving personnels of Defence and related services officers with the rank of Brigadier and Above – Serving personnel of Indian Air Force, Indian Army & Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles & NSG, CISF, CRPF, Research & Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI), Indian Coast Guard, Special forces at Central & State Level, NSG, SPG, NDRF, Firefighters.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per Half Year per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders one (1) times per Half Year per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 600/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.900/- (Excluding GST)

Replacement Charges

Rs. 600/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY SELECT INTERNATIONAL DEBIT CARD

Eligibility

Farmers - As per National Policy for Farmers 2007, maintaining the minimum Half-Yealy Avg. Balance of Rs.25,000/-. Kisan Savings Account should be opened only for farmers.
Age criteria: 18 years and above

The following Occupation categorization: -
1. Farmer
2. Small Farmer
3. Marginal Farmer
4. Landless Labourer
5. Agriculture & Allied Activities

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.50,000/-

PoS / eCom Limits (Combined) per day

Rs. 1,50,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders one (1) time per calendar quarter per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders Two (2) times per calendar year per card in any of the participating International Airport lounges

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 500/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.500/- (Excluding GST)

Replacement Charges

Rs. 500/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

Farmers - As per National Policy for Farmers 2007, maintaining the minimum Half-Yealy Avg. Balance of Rs.5,000/-. Kisan Savings Account should be opened only for farmers.
Age criteria: 18 years and above

The following Occupation categorization: -
1. Farmer
2. Small Farmer
3. Marginal Farmer
4. Landless Labourer
5. Agriculture & Allied Activities

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.50,000/-

PoS / eCom Limits (Combined) per day

Rs. 1,50,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders one (1) time per calendar year per card in any of the participating Domestic Airport lounges.

International lounge program provides access to cardholders One (1) time per calendar year per card in any of the participating International Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 250/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs. 250/- (Excluding GST)

Replacement Charges

Rs. 250/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

All Women maintaining Monthly Average Balance of Above Rs.10,000/- and below Rs.25,000/-

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.50,000/-

PoS / eCom Limits (Combined) per day

Rs. 1,50,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Not Applicable

Issuance Charges

Rs. 250/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.350/- (Excluding GST)

Replacement Charges

Rs. 250/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

All Women maintaining Monthly Average Balance of Above Rs.25,000/- and Below Rs.50,000/-

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.50,000/-

PoS / eCom Limits (Combined) per day

Rs. 1,50,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders one (1) time per Year per card in any of the participating Domestic Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 300/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.500/- (Excluding GST)

Replacement Charges

Rs. 300/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

All Women maintaining Monthly Average Balance of ? 50,000/- or above.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.50,000/-

PoS / eCom Limits (Combined) per day

Rs. 1,50,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders two (2) times per Year per card in any of the participating Domestic Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 400/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.650/- (Excluding GST)

Replacement Charges

Rs. 400/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

All individuals who have retired on superannuation / retired due to VRS from any Central Govt., Civil Ministries, State Govt., Local bodies, PSUs and eligible for Pension. Minimum pension of Rs.10000/- and above.
OR
Individual customers who are 60 years of age and above (Senior Citizen) maintaining Monthly Average Balance of Rs.10,000/- and above.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.50,000/-

PoS / eCom Limits (Combined) per day

Rs. 1,50,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders One (1) time per Year per card in any of the participating Domestic Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 250/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.450/- (Excluding GST)

Replacement Charges

Rs. 250/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

RUPAY PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

Either Senior Citizen or Pensioners or both maintaining Monthly Average Balance of Rs.50,000/- or above.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.50,000/-

PoS / eCom Limits (Combined) per day

Rs. 1,50,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.

Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

(For forms & details,please Click here >>Cards)

Lounge facility*

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders Two (2) times per Year per card in any of the participating Domestic Airport lounges.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 300/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.500/- (Excluding GST)

Replacement Charges

Rs.300/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay

Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

MASTERCARD PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

All Individuals of age from 18 years to 28 years.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Applicable.

Lounge facility*

Not Applicable.

Issuance Charges

Rs. 375/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.375/- (Excluding GST)

Replacement Charges

Rs. 375/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - - All these facilities on Debit Cards are sponsored by MasterCard, Terms & Condition are subject to change as per guidelines issued by MasterCard.

Card Type

MASTERCARD PLATINUM INTERNATIONAL DEBIT CARD

Eligibility

Account can be opened by a minor of any age through his/her natural or legally appointed guardian. Guardian must have PNB Savings A/c.

Minors above the age of 10 years (on obtaining satisfactory proof of age) are also allowed.

Usage

Global (Domestic + International) Usage

ATM Limit (Cash Withdrawal) per day

Rs.10,000/-

PoS / eCom Limits (Combined) per day

Rs. 10,000/-

Personal Accidental Insurance Cover*

Not Applicable.

Lounge facility*

Not Applicable.

Issuance Charges

Rs. 250/- (Excluding GST)

Annual Maintenance Charges (AMC)

Rs.250/- (Excluding GST)

Replacement Charges

Rs. 250/- (Excluding GST)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features / Benefits*

*Personal Accidental Insurance Program, Lounge Access, Other Card specific Features and Benefits Cured with cards - - All these facilities on Debit Cards are sponsored by MasterCard, Terms & Condition are subject to change as per guidelines issued by MasterCard.

Card Type

Rupay Platinum NCMC Contactless Debit Card

Eligibility

Customers who are eligible for RuPay Platinum Debit Card issuance.

Usage

Valid in India and Abroad (Globally Accepted)

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-. Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

( please Click here >>Cards)

Lounge facility*

1 (one) Domestic Airport / Railway lounge access per quarter.

2 (two) International Airport Lounge access per annum. RuPay Platinum Debit Card Lounge Program will be effective from quarter starting 1st July 2024.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.) For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 250/- (Plus Taxes)

Annual Maintenance Charges (AMC)

Rs. 250/- (Plus Taxes)

Replacement Charges

Rs. 250/- (Plus Taxes)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Classic Contactless NCMC Debit Card

Eligibility

Individual Saving / Current account Customers who are Visually Impaired and Blind persons.Branches to ensure to update the status of all such customers to ‘BLIND’ in CRM.

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Applicable

Issuance Charges

Primary Debit Card – NIL

Annual Maintenance Charges (AMC)

Rs. 150/- (Plus Taxes)

Replacement Charges

Rs. 150/- (Plus Taxes)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Exclusive Features for identification

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs, Lounge Access and any other Offers – All these facilities on any Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

The product shall be available in three forms – PVC Keychain, Leather Keychain and Mobile Sticker. It will be a Debit Card at back-end (linked to an account)

Eligibility

Any individual having KYC compliant account with the our bank and is otherwise eligible for Debit Card Issuance (including Savings and Current account holders).

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Not Applicable

PoS / eCom Limits (Combined) per day

POS Transaction* (Only contactless) + E-Com Transaction – Rs. 60,000 (Combined Limit)
(* up-to Rs. 5,000 Without PIN)

Personal Accidental Insurance Cover*

Not Applicable (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Applicable

Issuance Charges

Leather Keychain:RS 450 + taxes

PVC keychain: RS 400 + taxes

Mobile sticker: RS 400 + taxes

Annual Maintenance Charges (AMC)

Leather Keychain: RS 150 + taxes

PVC keychain: RS 150 + taxes

Mobile sticker: RS 150 + taxes

Replacement Charges

Not Applicable

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

PIN generation and re-generation

Through Green PIN process

Activation and Channel enablement

Activation and enablement of contactless /E-com transactions will be available through PNBOne, IBS, Branch (DCMS Portal) and IVR

Multiple Issuance

Maximum two wearable (any two of each form factor) per account is allowed (apart from existing physical and Virtual Debit Card). Add-on card facility is not allowed

Reporting loss of card

Wearable can be Hotlisted through PNB One Mobile Banking App, PNB Internet Banking Services, WhatsApp Banking, SMS, PNB Call Center and by visiting the nearest PNB Branch. Use the Back-end Debit card number for Hotisting.

Other features

*Personal Accidental Insurance Programs ,Lounge Access and any other Offers-All these facilities on any Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Classic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Platinum Domestic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (as per account guidelines)

Usage

Domestic Variant – Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

Lounge facility*

• 1 (one) Domestic Airport / Railway lounge access per quarter.
• 2 (two) International Airport Lounge access per annum. RuPay Platinum Debit Card Lounge Program will be effective from quarter starting 1st July 2024.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Platinum International Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

International Variant - Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

Lounge facility*

• 1 (one) Domestic Airport / Railway lounge access per quarter.
• 2 (two) International Airport Lounge access per annum. RuPay Platinum Debit Card Lounge Program will be effective from quarter starting 1st July 2024.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Wellness Contactless Debit Card

Eligibility

PNB Customers maintaining QAB Rs. 50,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.
For details.

Lounge facility*

Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders three (3) times per calendar quarter per card in any of the 50+ participating Domestic Airport lounges.
International lounge program provides access to cardholders three (3) times per calendar year in any of the 500+ participating International Airport lounges.
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Platinum and Contactless

Eligibility

PNB Customer - Women Individual

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder. For details

Lounge facility*

• 1 (one) Domestic Airport / Railway lounge access per quarter.
• 2 (two) International Airport Lounge access per annum. RuPay Platinum Debit Card Lounge Program will be effective from quarter starting 1st July 2024.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Business Platinum International Contactless NCMC Debit Card

Eligibility

The card can be issued in current account under following categories

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Insurance Coverage – Accidental Death & Permanent total disability Upto- Rs 10,00,000/-

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 250/-

Lounge facility

• 1 (one) Domestic Airport / Railway lounge access per quarter.
• 2 (two) International Airport Lounge access per annum. RuPay Platinum Debit Card Lounge Program will be effective from quarter starting 1st July 2024.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs, Lounge Access and Additional Features and Lounge Access - – these are the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

VISA Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card –NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

VISA Gold Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

VISA Signature Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Complimentary Airport lounge access, twice per quarter on domestic lounges. For updated lounge list, refer to VISA Website.

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

Platinum Debit Card (Contactless)

Eligibility

PNB Customers maintaining QAB Rs. 25,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Global complimentary Airport Lounge Access on Active Debit Cards, once per Card per Quarter. For updated lounge list, refer to MasterCard Website

Issuance Charges

Primary Debit Card – 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

For Business concerns

Eligibility

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Complimentary Airport lounge access. Twice (2) per calendar quarter per card on domestic lounges. For upgraded lounge list, refer to MasterCard website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 500/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

Classic Virtual Debit Card

Eligibility

All eligible PNB customers using PNB One App & Retail Internet Banking Services can apply for Rupay Classic Virtual Debit Card

Usage

Domestic Usage

ATM Limit (Cash Withdrawal) per day

NA

E Com Limit

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

NIL

Annual Maintenance Charges (AMC)

NIL

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.